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It pays to compare motorbike insurance quotes as different insurers have
different deals for different riders and some offer extra discounts
online.
There are two types of motorcycle insurance policy. The most common type
of policy covers the rider and allows them to ride any motorcycle up to
a particular size. The other type of policy insures a specific bike, not
a rider.
Most riders choose to take out third party, fire and theft insurance
cover as comprehensive cover is not always financially viable and can
cost nearly as much as the bike itself. You may also wish to consider
personal possessions cover, personal accident cover and legal expenses
cover.
It is also essential to inform your insurer of any modifications that
you make to your motorbike. Although most modifications have little
impact on premiums, some specific modifications are likely to render a bike uninsurable. These
include increasing the engine capacity over five per cent, customisation
and converting to running on nitrous oxide.
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