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Shop around for the best health insurance

Save money on your health insurance by comparing quotes online.

With growing waiting lists and the NHS under ever increasing pressure, many people are choosing to take out private medical insurance and assume more responsibility for their healthcare.

Private medical insurance covers the cost of private treatment for curable short term illness or injury. It does not usually cover pre-existing or chronic conditions such as diabetes or multiple sclerosis.

There are a number of different policies available:

Budget

This type of policy is basic and usually only covers inpatient treatment. It does not cover outpatient treatments, consultant's fees or diagnostic tests.

Standard

This type of policy covers full inpatient treatment together with a range of outpatient treatments. Specialist consultations, diagnostic procedures and alternative therapies will also be covered up to specified limits that vary between insurers.

Comprehensive

Comprehensive policies offer a full healthcare solution for complete peace of mind. This type of policy usually covers full inpatient treatment, unlimited outpatient treatment, consultant's fees, specialist scans and diagnostic tests. The policy will also typically offer other benefits such as dental cover, chiropody, home nursing costs, recuperative care and incidental hospital expenses.

Opting for private health insurance allows you the flexibility to tailor your healthcare cover to your exact needs.