Home News
Insurance Quotes Shop around for the
cheapest deals
Bicycle Insurance
Breakdown Cover
Car Insurance
Caravan Insurance
Health Insurance
Home Insurance
Life Insurance
Motorcycle Insurance
Pet Insurance
Student Insurance
Travel Insurance
Van Insurance
Wedding Insurance
Other Insurance

Could not find logs directory ../httpdocs/datastore/

Save money on your insurance policies

People with the cheapest car and home insurance bills tend to shop around for the best deals. If you choose to accept your renewal quote each year, by letting your policy roll on you're probably paying far more than you need to.

It's wrong to assume that your loyalty will be rewarded as research shows it is usually more expensive to stick with the same insurer for more than 12 months. Insurers tend to increase their charges each year for existing customers whilst offering attractive low cost rates to entice new customers. 

The best approach is to review your cover and shop around on a regular basis. However, not all of us do this as market research firm Mintel estimate that 70% of home insurance customers around 11.7 million people obtain only a single quote before arranging cover. A report commissioned by the Daily Telegraph found that these consumers are potentially throwing away as much as 180 each a year by failing to shop around for the best home insurance deals.

For drivers, consumer choice has never been greater and those of us who take the time to shop around know it can be extremely worthwhile, as the difference between the worst and best car insurance quotes can amount to hundreds of pounds! The aim of this website is to make it easy for you to find the best car insurance deals. Whether you're an experienced driver looking to cut the cost of your premium, or seeking cheap car insurance for young drivers, shopping around can save you money, but it also encourages you to review your policy requirements to ensure you are sufficiently protected. 

You can now insure yourself against almost any eventuality. There's car insurance, buildings insurance, contents insurance, life assurance and critical illness insurance. Mortgage payment protection insurance (MPPI) covers your mortgage repayments for a period if you are unable to work due to an accident, sickness or unemployment. Even the family cat appears to have caught the attention of some insurers, with the growth of pet insurance plans. But, as a homeowner, certain types of insurance will be more important than others.

Featured: Buildings & Content Insurance

No lender will agree to give you a mortgage without buildings insurance. If you are the freeholder (you own the building and the land that it stands on), it is your responsibility to arrange this insurance.

Your property is the lender's security on the loan, so it will understandably want you to have that property insured against damage from fire, subsidence or heavy storms. Your lender will usually offer to sell buildings insurance, but if you do this, you'll be paying through the nose. 

The average customer pays around 200 a year for buildings insurance, according to the Association of British Insurers (ABI). Some people are paying the price for apathy and will better off shopping around. By using the internet you can get cheaper quotes and save as much as 40 per cent on your premiums.

Home contents insurance offers cover on the household goods and possessions inside your property, including the garden if you have one. Policies offer cover on a 'new for old' basis, so if anything happens to your curtains, lawn mower or stereo, you should be able to replace damaged goods with a new model.

Cash in your home should be covered from theft or smoke damage, for example, as is accidental damage to TVs, home computers, or replacement locks and even possessions damaged outside the home. Extras like accidental damage cover can be useful protection against DIY disasters.

News, Comment & Articles
08/06/10
40% of parents deliberately lie when applying for car insurance
A report published by Co-op Insurance reveals one of the most common lies, known as 'fronting' - is when a parent claims to the main driver of their child's car.
15/02/10
Potholes lead to four fold insurance claims increase
The wintry weather in Britain has had a major impact on the country's roads with the AA reporting a four-fold increase in insurance claims this year compared to the same time last year.
30/07/09
Car insurance premiums hit the fast lane
Drivers are being hit as the cost of car insurance accelerates at the fastest rate for nearly a decade. Figures from the AA reveal the average premium quoted for an annual comprehensive car insurance policy rose 3.5% to 778.13 between April and June 2009.
15/06/09
Finding car insurance for young drivers can be troublesome
Statistics reveal one in every five young drivers has a crash within a year of gaining their licence, and young drivers are 10 times more likely to be involved in a serious collision than more experienced ones. Many insurers have put the brakes on young drivers by withdrawing products or inflating the cost of premiums.
12/06/09
One in four cancel home insurance
Figures from the Association of British Insurers reveal nearly one in four people have cancelled their home insurance in an attempt to save money during the economic recession.
08/06/09
Insurers accused of pressuring road accident victims
It has been claimed that some insurers are putting pressure on accident victims to accept payouts before they can obtain legal advice.
18/04/09
Increase in false insurance claims suggests fraud thrives during an economic downturn
12/02/09
Millions of UK holiday makers set to travel without insurance
02/02/09
Some drivers have invalidated their car insurance cover without realising it
14/07/08
Insurers to provide cover for homes at risk from flooding after reaching a deal with the government
01/06/08
Travel insurance claims containing "too much information" may be put under extra scrutiny
11/07/07
Cost of uninsured motoring in the UK exceeds half a billion pounds each year
01/07/07
Cost of insurance claims from floods expected to reach 1.5bn
10/05/07
Annual cost of insurance fraud estimated to be 1.6 billion